Report Shows ACA’s Newer Insurers are Sicker than Earlier Policy Holders
A recent study that was released on Wednesday reported that the most recent healthcare policy holders, who purchased health insurance under the Affordable Care Act, are sicker and incurred higher medical costs compared to those who had earlier opted for healthcare policies.
Blue Cross Blue Shield Association that represents most of the common brand of insurance said that the newer customers were noted to have higher rates of diabetes, blood pressure, HIV and hepatitis C and depression along with other health issues. The report said, these newly insured people also visited the emergency room more often compared to those people who had private or individual coverage prior to the expanded law.
However, researchers warn that drawing broad conclusions may limit the look of a health care market that's still evolving. The increasing numbers reveal how gaining health coverage is only a part of the journey toward other major goals of ACA that aims at improving health care at the same time lowering cost growth.
Blue Cross and Blue Shield Association released the "Newly Enrolled Members in the Individual Health Insurance Market After Health Care Reform" which revealed that some of those who enrolled under the Affordable Care Act in 2015, were too sick to be insured before the law was passed. That increased the cost of its member companies 22 percent more in an average to insure compared to those who had employer-based coverage.
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